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Home Insurance in Idaho Falls, ID and Surrounding Areas

Protecting Everything against the Unexpected  

Every home experiences loss or damage of some kind, and this loss or damage is often unpredictable.  Although you may not be able to predict a financial loss, you can protect yourself against it.  Whether you own a home in Idaho Falls or Rigby, ID, or in another area, you’re subject to homeowners' risks.  You can mitigate these risks with a comprehensive homeowners insurance policy. 

At The Falls Insurance Center, Inc., we know that your home is a significant investment.  We offer flexible, affordable coverage plans to protect this investment.  We customize your plan to reflect your needs and budget and offer continuous risk control services.  Our agents have decades of collective experience and can guide you through each step of the home insurance purchase and maintenance process. 

To find out more about how we can protect you from financial loss, contact us or give us a call.

Reduce Risk with the Right Homeowners Coverage

Homeowners insurance covers losses that can result from risks that include burglary, theft, weather, fire, and personal liability.  Specific risks can be covered with separate policies, but most homeowners insurance starts with a broad policy that covers common risks.  At The Falls Insurance Center, our basic policies cover the aforementioned risks.  If you want added protection you can increase standard coverage limits.  

The coverages that you can add to a base policy include dwelling replacement, earthquake coverage, home equipment breakdown, and advanced home protection.  These are coverages that complement our broad coverages, which include:

  • Property Insurance
  • Homeowners Liability
  • Renters Insurance
  • Condo Insurance
  • Mobile Home Insurance
  • Scheduled Property Insurance
  • Landlords Insurance
  • In-Home Business Insurance

It’s important that you’re not underinsured.  Working directly through an agent who can provide in-depth explanations of each element of your policy can help you stay adequately covered.   It can also help you mitigate future risk.   

Benefits of Working with an Independent Agent

As local independent agents we can compare polices and coverage options from multiple insurance carriers.  These comparisons can help you make informed decisions about your homeowners insurance.  We also look for discounts that can help you keep your costs low.  From lowering premiums through risk management benefits to purchasing specific coverages that diminish overall costs, we can help you save in every way possible.

Homeowners in Idaho face a different set of exposures than homeowners elsewhere.  We know these exposures well and can create policies that minimize costs that these exposures create.   We’ll provide fast, efficient claims services if and when claims arise, and we’ll serve you with graciousness and speed. 

Contact an agent at The Falls Insurance Center, Inc., call us, or request a quote to learn more.

We are proud to provide home insurance locally in Idaho Falls, Rigby, Rexburg, Island Park, Blackfoot, and Pocatello, all of ID, UT, CA, NV, MT, WY, OR, and AZ .

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Our Location

The Falls Insurance Center, Inc.

885 S. Holmes Ave
Idaho Falls, ID 83401
Main office: 208-523-7100
Fax: 208-529-0168

Our Providers


We have had a policy on our home, vehicles and our Recreational vehicles for almost 40 years with Falls Insurance. Our contact there, Christine, goes above and beyond for us. We have so appreciated the service we have been given, so when it was time to get our Medicare insurance, we contacted Falls Insurance. They were great. We met with Josh who explained all of the insurance benefits and even had costs for my meds. When I had a question he would immediately answer me with a phone call or email. I know most of the agents there and their service is excellent.

Jean A.
I first called Josh when I lived out of state and was contemplating moving to the Idaho Falls. He took the time to make us feel we would be welcomed to the area. We did indeed buy a home and he was even kind enough to check on the house while I was still 2500 miles away. He has helped us with all of our insurance needs and helped us navigate the Obamacare maze . He has saved us thousands of dollars per year with his knowledge and expertise of the insurance industry.

Nick P.
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