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Home > Auto / Car Insurance - Idaho Falls ID & Island Park ID

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote Form

Auto Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Request ID Card for Auto Policy
Send Declaration and Coverages Information to Lien Holder

Auto Insurance Information

Car insurance is there to protect you from the financial losses that might result from unexpected vehicle issues—wrecks, theft, accident lawsuits and more. You could face high recovery costs if you were to run into one of these issues.  

Without adequate car insurance, you might have to pay for these expenses fully out-of-pocket, which can add up quickly. Since policies offer various types of protection, it is important to talk to an agent at Idaho Falls to create a policy that meets your needs at any time. 

Auto Insurance Coverage 

Our network of auto insurance carriers offers policies that provide the latest and most expansive auto insurance coverage options available on the market.  

While some coverages may be required, depending on where you live and whether you’ve financed your vehicle, others may be just as important. Here’s a list of the most common types of coverages that you may want to consider purchasing:  

  • Collision insurance—This type of coverage helps cover damage costs if you are in a collision with another vehicle or object. 
  • Liability insurance—This type of coverage insures you against damage you may cause to others and their property if you are at fault in a wreck. Most states require you to carry a minimum amount of liability insurance to operate your vehicle. There are two types of liability insurance:
    • Property damage liability helps pay for damages to the other driver’s property (e.g., their car). 
    • Bodily injury liability helps pay for the other driver’s medical bills (and death benefits, if applicable). 
  • Comprehensive insurance—This type of coverage protects you against damages costs from non-accident issues like theft or weather damage. 
  • Medical payments (MedPay) insurance—This type of coverage can assist you in paying for your medical bills or those of your passengers if you are involved in an accident. 
  • Personal injury protection (PIP) insurance—This type of coverage, which is only available in certain states, provides similar coverage to MedPay, but goes a step further and can help provide wage replacement, as well as cover substitute services and funeral expenses. Ask your insurer whether this coverage is available and/or required where you live. 
  • Uninsured/underinsured motorist insurance—If you are involved in a wreck with someone who does not have adequate insurance coverage, this type of coverage will help cover the cost of damages the other person caused to you or your vehicle. Depending on where you live, your state may require you to carry minimum amounts of uninsured or underinsured motorist coverage. 

Ask your agent about including other perks in your plan, such as: 

  • Accident Forgiveness 
  • Roadside Assistance 
  • Specialty Auto Insurance 
  • 24-hour Customer Service
  • Rental Reimbursement 
  • Auto Insurance Cost 

How much your auto insurance will cost will vary. Your auto insurance policy premium will be determined by many different factors, such as: 

  • Age 
  • Marital status 
  • Credit history 
  • Claims history 
  • Driving history 
  • Years of experience 
  • Where you live 
  • Vehicle value 
  • Chosen policy limits and deductibles 

Contact us today to get a no-obligation quote or to sign up for coverage. 

Coverage Needs 

Understanding how much auto insurance you may need is complex. Each state has different laws about the legal minimums for your auto insurance coverage. You must purchase a minimum amount of coverage to drive legally. Additionally, if you’ve financed your vehicle, your lender may require that you carry specific amounts of coverage. Call us today to learn more about how much auto insurance may be right for you.  

Keeping Our Clients Protected 

At The Falls Insurance Center, we take your car insurance needs seriously, and we know how to ask the important questions to make sure we help you find the right policy for your situation. We provide motorists in Idaho Falls and the surrounding areas with tailored auto insurance. 

Contact us for more information! 

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We are required to make visible to you the below quotation as directed by Medicare to all agents working with Medicare Advantage and Special Needs plans

Disclaimer – We do not offer every plan available in your area.  Any information we provide is limited to those plans we do offer in your area.  Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.  Please be advised that our agents can walk you through a thorough process of reviewing your options and advising you on coverage that will meet your needs without our divulging your information or exposing you to unwanted future solicitation.  Please be careful in your research there are many scams online or over the phone that may affect you.



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885 S. Holmes Ave. | Idaho Falls, ID 83401
P: 208-523-7100 | F: 208-529-0168
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