THE FALLS INSURANCE CENTER, INC.
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Medical payments, PIP, and no-fault
MedPay will pay for your and your passengers' medical expenses after an
accident. These expenses can arise from accidents while you've driving
your car, someone else's car (with their permission), and injuries you or
your family members incur when you're pedestrians. The coverage will pay
regardless of who is at fault, but if someone else is liable, your insurer
may seek to recoup the expenses from them.
Personal injury protection (PIP) and broader "no-fault" coverages are expanded forms of medical payments protection that may be required in your state. Some states have optional PIP or no fault. Expanded features include lost wages and payments for child care.